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HEALTH DISEASES FINANCE
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Free credit
report
Due to alarming increase in
identity theft crimes it is highly recommended that you get your free
credit report every year and check for any credit cards or loans that you
have not personally authorized.
How to get
Free credit report
There are three credit report
companies (national consumer reporting companies)
1) Equifax
2)Experian
3)TransUnion
To get free credit report, you
can mail to:- Annual Credit Report Request Service, P.O. Box 105281,
Atlanta, GA 30348-5281.
Or you can call toll free
number:- 877-322-8228
Or fill the form:-
Annual Credit Report Request Form
You can also search for free
credit report directly at 3 credit reporting company
Equifax: 800-685-1111
Experian: 888-397-3742
TransUnion: 800-916-8800 .
Fixing bad
credit card
1)
To start fixing your bad credit, order
your credit report to see what It contains.Youare entitled to get a copy
of your free credit report if you have been denied credit.
2) Make sure all the
information in your credit report is accurate.
your full name
Social Security
number, telephone number
lawsuits, liens,
bankruptcy information
your credit history
current and
previous address
employment history
marriages, divorces
3) Dispute inaccurate
items in your report.
4) Pay off any collections
or past due amounts.
5) Pay down loan balances
if you are able.
6) Try to have a period of
12 to 24 months with no late payments, past dues or other derogatory
items.
7)
Try to minimize the number of
inquiries into your credit report from credit grantors, by not applying
for credit unless absolutely necessary.
Business Credit
Business credit builds your
business. All entrepreneurs should have solid business credit to meet
their growth needs
Business Line Of
Credit
Business line of credit for
cash-flow management is vital for the survival of every business. How can
an unsecured line of credit help you maintain control over cash-flow.
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